Job Description
Prioritizes and processes incoming credit requests, checks completion of package received from RM and ensures timely completion of credit underwriting/CA including any interim transaction requests
Conduct an objective and thorough credit analysis of the financial condition and credit-worthiness of existing and new to bank borrowers using analysis of historical and projected financial statements, biographical data, market information, credit reports and other data
Identifies key transactional risks and mitigates
Raise relevant questions to drive deeper analysis of customers for annual reviews and new underwritings
Maintain in depth knowledge of Citi credit and policies and practices and applicable local and US regulations to assist the Business in achieving compliance and satisfactory internal and external audit results
Continue to generate ideas for improving lending process efficiency
Structuring competitive credit proposals aligned with risk standards and with understanding the clients strategic and financial objectives/needs
Work with RMs in the market on new client on-boarding, underwriting, credit reviews, and annual renewals of existing credit facilities
Assist RMs with the preparation and presentation of materials for credit approvals
Work with Independent Risk and Early Warning teams to timely identify and escalate risk issues/trends - this would include making credit calls on clients
Work with RMs and Risk on preparing CCR for Special Mention names and monitoring triggers and agreed action plans
Complete all relevant training (classroom and/or self-paced)
Build and maintain a sound understanding of Citi products, policies and processes (within Commercial Banking and the broader organization)
Salary:Not Disclosed by Recruiter
Industry:Banking / Financial Services / Broking
Functional Area:Financial Services , Banking , Investments , Insurance
Role Category:Financial Services/Stock Broking
Role:Analyst
Employment Type:Permanent Job, Full Time
Industry:Banking / Financial Services / Broking
Functional Area:Financial Services , Banking , Investments , Insurance
Role Category:Financial Services/Stock Broking
Role:Analyst
Employment Type:Permanent Job, Full Time
Keyskills
financecredit analysisauditingcredit underwritingcommercial bankingfinancial statementsprocess efficiencyexternal auditUnderwriting
Desired Candidate Profile
Please refer to the Job description above
Education-
UG:Any Graduate - Any Specialization
Doctorate:Doctorate Not Required
Doctorate:Doctorate Not Required
Company Profile:
Citibank, N.A
Citibank is a leading MNC Bank
Send CV at hello@infinitehunter.com
Citi Bank is hiring CA for Credit Analyst Profile
Reviewed by Author
on
February 19, 2018
Rating: